Product Offerings

Medical:

There are currently five medical plans available, each with a quick summary below. Full benefit summaries for each of these PPO plans are also available for download below, and the 02V prescription benefit is included in each of the rates. Medical rates are dependent upon the assigned tier and are provided with each quote. Schools may offer a dual option benefit plan.  HSA and HRA plans can also be coupled with the policies. 

There are six available vision plans that include both employer paid and voluntary options. Please see the attached benefit summary for available options and rates.

Dental: 

There are three dental plans available, of which, one is an indemnity plan. A brief summary is below and respective rates are provided. Benefit summaries are also available here.

To round out our offerings, JPET offers life and critical illness options to all participating employees in the trust. These products are mandatory as part of the JPET package. Life insurance can be purchased based on the rates given to the right, and spouses may only purchase 50% of what the employee purchases. There is a guarantee issue of $100,000 for employees, and $30,000 for spouses. Any additional coverage above the guarantee issue amounts requires a completed and approved statement of insurability. Child life insurance is offered at $.60/child/month and has a $5,000 benefit. Critical illness is no longer available due to lack of participation in previous years.



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